★★★★★
“Hunter was amazing! He was very patient with me, I didn’t feel rushed at all. He allowed me to take my time…”
Angenette K.
Morrilton, AR
For Real Estate Agents
★★★★★ 4.83 average • 273 verified client reviews • Licensed in 6 states
Sunday • 9:01 PM
Hey Hunter, sorry to bother you so late on a Sunday evening
No worries, what’s up?9:04 PM • Read
My buyers want to write an offer on 14 Oak Street tonight. There’s already another offer in so we have to move fast. Can you get me a prequalification letter?
Absolutely! Give me 15 mins
Letter is in your inbox9:19 PM • Delivered
You rock. Thank you 🙏
Anytime
An illustration of how a Sunday night usually goes.
A little over a minute — no jargon, no sales pitch.
A Message From Hunter for Realtors
When a client asks you who to use, that recommendation comes back on you. If the lender goes quiet or the closing slips, it is your phone ringing and your name on the sign.
A couple of minutes on how I work a file — what you hear from me and when, why nights and weekends are not an exception, and the loans other lenders hand back.
Receipts not promises
★★★★★
“Hunter was amazing! He was very patient with me, I didn’t feel rushed at all. He allowed me to take my time…”
Angenette K.
Morrilton, AR
★★★★★
“Scott did his thing! I truly appreciate long hours in hard work and dedication and helping me and my boys get to…”
Sarah D.
Little Rock, AR
★★★★★
“Hunter was a joy to work with. As a Realtor, I count on how fast a lender responds, their expertise, great…”
Rita F.
Little Rock, AR
★★★★★
“Hunter went above and beyond expectations. You picked the wrong guy if you go else where. Thanks Hunter!”
Steven S.
Little Rock, AR
★★★★★
“I could not recommend Hunter Scott and the team at Primary Residential Mortgage highly enough. They far exceeded my…”
Ed L.
Little Rock, AR
★★★★★
“Huge shoutout to Hunter Scott with Primary Residential Mortgage for making our dream of buying a home in Cabot a…”
Janice S.
Cabot, AR
★★★★★
“I am a Realtor and cannot say enough great things about Hunter. His professionalism, attention to detail and…”
Carie H.
Little Rock, AR
★★★★★
“I recently had the pleasure of working with Hunter Scott on my very first investment property loan, and I…”
Robera H.
Little Rock, AR
★★★★★
“Knowledgeable, communication is great, friendly.”
Angelic L.
Little Rock, AR
Nine of 273. Hold your cursor on one to stop the light and read it.
Reviews collected and verified by Experience.com.
Mortgage Loan Officer, Primary Residential Mortgage, Inc.
Not a call center, not a queue. From the first pre-approval conversation to the closing table you work with the same person, and you get updates before you have to ask for them. Realtors and builders across central Arkansas send clients here for exactly that reason.
Arkansas, Florida, Mississippi, Missouri, Oklahoma and Texas. If you are moving into central Arkansas from out of state, PCS-ing in to Little Rock AFB, or buying a second home somewhere else, you do not have to start over with a new lender halfway through. Same file, same person, same phone number. Coming from out of the area, it helps to see how a neighborhood like Chenal Valley actually works before you commit to an address.
About Hunter
Straightforward, responsive, and in your corner from application to keys.
“I love applying for a mortgage,” said no one, ever. It is paperwork, it is your credit, and it is the largest purchase most people ever make. Working with a lender you actually trust is what turns that from stressful into simple.
I have spent my career here in central Arkansas helping buyers, homeowners and investors get financed — and explaining the parts nobody else bothers to explain.
Conventional, FHA, VA, USDA, jumbo, renovation, construction and refinance — I work in all of the major programs, which means I can tell you honestly which one actually fits instead of steering you to the only one on the shelf.
Buying for the first time or restructuring what you owe, the goal is the same: the lowest total cost you qualify for, closed on time.
My goal with every client is never to create a “former client,” but to be the person you call in seven years when rates move or you outgrow the house. That only works if the first experience was a good one.
Do not take my word for it — read the 270+ reviews clients have left, then call me and see if it matches.
What Sets Hunter Apart
Four programs that turn a “come back next year” into a set of keys. If someone has already told you no, start here.
580MIN FICO
USDA Rural
100% financing with no down payment, and credit down to a 580 mid-score in eligible areas — which covers far more of Arkansas than most buyers assume.
100%FINANCED
FHA + Assistance
An FHA loan paired with down payment assistance, so the down payment comes from the program instead of your savings account. Flexible credit, in town or out.
12MONTHS
Bank Statement
Qualify on 12 months of business or personal bank deposits instead of your tax returns — built for owners whose write-offs make their income look smaller than it is.
100%FINANCED
Manufactured Homes
100% financing on manufactured homes — land and home together, on a permanent foundation. A program most lenders in this market simply do not offer.
All programs are subject to credit approval, income and asset verification, property eligibility and current program guidelines. Rates, terms and availability can change. This is not a commitment to lend.
Send It Straight To Hunter
No application. No credit pull. No portal to log into. Describe the situation in your own words and it lands with Hunter directly — not a call center, not a lead form that gets resold.
Start with a tag, or just start typing
Loan Programs
Licensed across six states and backed by Primary Residential Mortgage, a national lender in business since 1998.
Low down payment options and ADFA assistance programs built for people buying their first place in Arkansas.
The workhorse loan. As little as 3% down for qualified buyers, with mortgage insurance that drops off.
Flexible credit and down payment requirements, backed by the Federal Housing Administration.
Zero down and no monthly mortgage insurance for eligible veterans, active duty and surviving spouses.
100% financing in eligible areas — which covers far more of Arkansas than most buyers expect.
Financing above conforming loan limits for higher-priced homes, with competitive fixed and ARM terms.
Lower your rate, shorten your term, drop mortgage insurance, or pull cash out of the equity you have built.
Finance the purchase and the work in one loan, or build from the ground up on your own lot.
Resources
Everything you need before you start — and while you are under contract.
Six steps from pre-approval to keys, with what happens at each one and how long it really takes.
Explore The ProcessEstimate your monthly principal, interest, taxes and insurance before you tour a single house.
Use The CalculatorCompare conventional, FHA, VA and USDA side by side to see which one your situation actually fits.
See Loan OptionsThe paperwork every underwriter asks for — gathered up front so your file never stalls.
Request The ChecklistStill Looking
Getting pre-approved first tells you exactly what you can offer — then the fun part starts. These are the search tools and market reports I point central Arkansas buyers to — and it is worth taking time to get to know the neighborhood before you pick the house.
Payment Calculator
Adjust the numbers below for a quick estimate. Then call me and we will build the real one.
Estimated Monthly Payment
Loan amount — • 0% down
Estimate only. Does not include mortgage insurance, and is not a loan offer, commitment to lend, or a quote of terms. Actual payment depends on credit, program, property and current market rates.
What Makes Us Different
Primary Residential Mortgage has been financing homes since 1998 and lends in nearly every state. You get the programs and pricing of a national lender with a loan officer who lives and works in your market.
Loan Officer • NMLS #1473892
Tell me a little about what you are trying to do and I will get back to you the same business day.